/* Site B · Homepage Variation B */
:root { --edge: max(var(--gutter), (100vw - 1216px) / 2); }

/* Hero: copy | photo | quick panel */
.hero-b { display: grid; grid-template-columns: var(--edge) minmax(0, 1.3fr) minmax(200px, 1fr) 376px var(--edge); min-height: 440px; background: var(--navy); color: var(--white); }
.hb-copy { grid-column: 2; padding: 72px 32px 72px 0; align-self: center; }
.hero-b .eyebrow { color: var(--cyan); }
.hero-b h1 { margin-top: 20px; font: 400 clamp(48px, 4.6vw, 64px)/1.04 var(--serif); }
.hb-lede { max-width: 440px; margin-top: 20px; font-size: 18px; line-height: 1.5; color: rgba(249, 252, 254, .88); }
.hb-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hb-img { grid-column: 3; position: relative; background: url("../img/hero.webp") 40% 35% / cover; }
.hb-img::before { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, var(--navy) 0%, rgba(0, 41, 72, 0) 30%); }
.hb-panel { grid-column: 4 / -1; display: flex; flex-direction: column; justify-content: center; padding: 48px var(--edge) 48px 36px; background: var(--navy-deep); }
.hb-q { margin-bottom: 14px; font: italic 400 22px var(--script); color: var(--white); }
.hb-panel a { display: flex; align-items: center; gap: 18px; padding: 14px 0; border-bottom: 1px solid rgba(249, 252, 254, .12); font-weight: 700; font-size: 17px; transition: color .2s, padding .25s var(--ease); }
.hb-ico { display: grid; place-items: center; width: 40px; height: 40px; flex-shrink: 0; border-radius: 50%; background: rgba(249, 252, 254, .08); color: var(--cyan); transition: background-color .2s, color .2s; }
.hb-ico .i { width: 18px; height: 18px; }
.hb-panel .chev { margin-left: auto; width: 16px; color: rgba(249, 252, 254, .6); }
.hb-panel a:hover { color: var(--gold); padding-left: 6px; }
.hb-panel a:hover .hb-ico { background: var(--gold); color: var(--navy); }
.hb-panel a:hover .chev { color: var(--gold); transform: translateX(4px); }

/* G&R strip */
.gr-strip { background: var(--surface-alt); border-bottom: 1px solid var(--line); }
.gr-strip .wrap { display: flex; align-items: center; gap: 24px; padding: 22px 0; }
.gr-tag { flex-shrink: 0; padding: 6px 10px; border: 1px solid var(--line); border-radius: 4px; background: var(--white); font: 700 11px/1 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--cyan-ink); }
.gr-text h2 { font: 400 20px/1.25 var(--serif); color: var(--navy); }
.gr-text p { margin-top: 4px; font-size: 15px; color: var(--ink-muted); }
.gr-strip .link-arrow { margin-left: auto; }

/* Rates + offer */
.rates-b { padding: 56px 0; background: var(--white); }
.rb-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 460px); gap: 48px; align-items: start; }
.rb-head { display: flex; align-items: baseline; flex-wrap: wrap; gap: 8px 16px; padding-bottom: 16px; border-bottom: 2px solid var(--navy); }
.rb-head .link-arrow { margin-left: auto; }
.rb-row { display: grid; grid-template-columns: minmax(0, 1fr) 280px 20px; align-items: center; gap: 24px; padding: 22px 0; border-bottom: 1px solid var(--line); transition: background-color .2s, padding .25s var(--ease); }
.rb-info strong { display: flex; align-items: center; flex-wrap: wrap; gap: 10px; font-size: 18px; color: var(--navy); }
.rb-info small { display: block; margin-top: 6px; font-size: 15px; color: var(--ink-muted); }
.rb-rate { display: flex; align-items: flex-start; gap: 12px; }
.rb-rate strong { font: 400 44px/1 var(--serif); color: var(--navy); }
.rb-rate > span { padding-top: 2px; font-size: 13px; color: var(--ink-muted); }
.rb-rate b { display: block; font-size: 13px; color: var(--navy); }
.rb-row .chev { color: var(--navy); }
.rb-row:hover { background: var(--surface-alt); padding-inline: 14px; }
.rb-row:hover .chev { transform: translateX(4px); }
.rb-row:hover .rb-rate strong { color: var(--cyan-ink); }
.rate-types { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-top: 20px; }
.rate-types > span { margin-right: 8px; font-weight: 700; font-size: 15px; color: var(--ink-muted); }
.rate-types .pill { min-height: 38px; padding: 0 18px; font-size: 14px; }
.fine { margin-top: 20px; }
.rb-offer { overflow: hidden; border-radius: var(--radius); background: var(--navy); color: var(--white); transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.rb-offer:hover { transform: translateY(-4px); box-shadow: var(--shadow-lift); }
.rb-offer-img { height: 192px; overflow: hidden; }
.rb-offer-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s var(--ease); }
.rb-offer:hover .rb-offer-img img { transform: scale(1.05); }
.rb-offer-body { padding: 28px 28px 32px; }
.rb-offer .eyebrow { color: var(--cyan); }
.rb-offer h2 { margin-top: 12px; font: 400 34px/1.1 var(--serif); }
.rb-offer-body > p:not(.eyebrow):not(.rb-offer-fine) { margin-top: 12px; font-size: 16px; line-height: 1.5; color: rgba(249, 252, 254, .88); }
.rb-offer-row { display: flex; align-items: flex-end; justify-content: space-between; flex-wrap: wrap; gap: 16px; margin-top: 20px; }
.rb-offer-rate { display: grid; grid-template-columns: auto auto; align-items: baseline; column-gap: 10px; }
.rb-offer-rate small { grid-column: span 2; font-size: 13px; color: rgba(249, 252, 254, .8); }
.rb-offer-rate strong { font: 400 48px/1 var(--serif); color: var(--gold); }
.rb-offer-rate b { font-size: 14px; }
.rb-offer .btn { min-height: 46px; padding: 0 22px; }
.rb-offer-fine { margin-top: 14px; font-size: 12px; color: rgba(249, 252, 254, .68); }

/* Product directory: personal | business */
.pd { display: grid; grid-template-columns: 57fr 43fr; }
.pd-personal { padding: 72px 48px 60px var(--edge); background: var(--surface-alt); }
.pd-business { padding: 72px var(--edge) 60px 48px; background: var(--navy); color: var(--white); }
.pd-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-bottom: 28px; }
.pd .display { font-size: clamp(34px, 3vw, 40px); }
.pd .script { margin-top: 4px; font-size: 19px; }
.pd-business .display { color: var(--white); }
.pd-business .script { color: var(--cyan); }
.pd-business .link-arrow { color: var(--gold); }
.pd-business .link-arrow:hover { color: var(--gold-2); }
.pd-cols { display: grid; gap: 28px; }
.pd-cols.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.pd-cols.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.pd-col h3 { padding-bottom: 10px; border-bottom: 2px solid var(--navy); font: 700 11px/1.3 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--ink-muted); }
.pd-business .pd-col h3 { border-color: var(--cyan); color: var(--cyan); }
.pd-col a { display: flex; align-items: center; gap: 12px; padding: 11px 0; border-bottom: 1px solid var(--line); font-weight: 600; font-size: 15px; color: var(--navy); transition: color .2s, gap .25s var(--ease); }
.pd-col a .i { width: 18px; height: 18px; color: var(--cyan-ink); transition: transform .25s var(--ease); }
.pd-col a:hover { color: var(--cyan-ink); gap: 16px; }
.pd-business .pd-col a { border-color: rgba(249, 252, 254, .12); color: var(--white); }
.pd-business .pd-col a .i { color: var(--cyan); }
.pd-business .pd-col a:hover { color: var(--gold); }
.pd-col a:hover .i { transform: scale(1.12); }

/* Mission + stories */
.ms { padding: 64px 0; background: var(--brand-cyan); color: var(--navy); }
.ms-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 600px); gap: 56px; align-items: center; }
.ms .eyebrow { color: var(--navy); }
.ms h2 { margin-top: 16px; font: 400 clamp(36px, 3.6vw, 48px)/1.08 var(--serif); }
.ms-quote { margin-top: 20px; font: italic 400 clamp(18px, 1.6vw, 21px)/1.4 var(--script); }
.ms-body { margin-top: 18px; font-size: 15px; line-height: 1.6; color: var(--ink); }
.ms-ctas { display: flex; flex-wrap: wrap; align-items: center; gap: 28px; margin-top: 28px; }
.ms-video { aspect-ratio: 600 / 360; }
.ms-video::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(0, 27, 49, 0) 35%, rgba(0, 27, 49, .85)); }
.ms-video-copy { position: absolute; z-index: 1; left: 28px; right: 28px; bottom: 28px; display: flex; align-items: center; gap: 20px; color: var(--white); }
.ms-video .play { position: static; margin: 0; flex-shrink: 0; width: 68px; height: 68px; }
.ms-video .play .i { width: 26px; height: 26px; }
.ms-video-copy strong { display: block; font: 400 28px/1.1 var(--serif); }
.ms-video-copy em { display: block; margin-top: 4px; font: italic 400 17px var(--script); color: var(--cyan); }
.ms-video-copy small { display: block; margin-top: 6px; font-size: 14px; line-height: 1.45; color: rgba(249, 252, 254, .88); }

/* Community */
.community { padding: 64px 0; }
.cm-row { display: grid; grid-template-columns: 280px minmax(0, 1fr); gap: 48px; }
.cm-social { margin-top: 56px; padding-top: 40px; border-top: 1px solid var(--line); }
.cm-head .display { font-size: clamp(32px, 3vw, 38px); }
.cm-head .script { margin-top: 4px; font-size: 19px; }
.cm-head .btn { margin-top: 24px; min-height: 46px; padding: 0 22px; font-size: 15px; }
.cm-links { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); column-gap: 24px; }
.cm-link { display: flex; align-items: center; gap: 14px; padding: 14px 0; border-top: 1px solid var(--line); transition: color .2s; }
.cm-thumb { width: 56px; height: 56px; flex-shrink: 0; overflow: hidden; border-radius: 4px; }
.cm-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s var(--ease); }
.cm-link strong { display: block; font-size: 16px; color: var(--navy); transition: color .2s; }
.cm-link small { display: block; margin-top: 2px; font-size: 13px; color: var(--ink-muted); }
.cm-link:hover strong { color: var(--cyan-ink); }
.cm-link:hover img { transform: scale(1.1); }
.cm-posts { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }

/* Financial wellness */
.fw { padding: 64px 0; background: var(--surface-alt); }
.fw-grid { display: grid; grid-template-columns: 280px minmax(0, 1fr) 380px; gap: 40px; align-items: center; }
.fw-img { height: 367px; }
.fw .display { margin-top: 14px; font-size: clamp(32px, 3vw, 38px); }
.fw .lede { margin-top: 16px; font-size: 16px; }
.fw .checks { margin: 18px 0 24px; gap: 10px; }
.fw .checks li { font-size: 15px; }
.fw-week { padding: 24px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); }
.fw-week h3 { font: 400 28px/1.1 var(--serif); color: var(--navy); }
.fw-week .script { margin: 4px 0 8px; font-size: 16px; }
.fw-week li a { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 18px 0; border-top: 1px solid var(--line); }
.fw-week small { display: block; font: 700 11px/1.3 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--ink-muted); }
.fw-week strong { display: block; margin-top: 6px; font-size: 16px; color: var(--navy); transition: color .2s; }
.fw-week .chev { color: var(--navy); }
.fw-week li a:hover strong { color: var(--cyan-ink); }
.fw-week li a:hover .chev { transform: translateX(4px); }

/* ---------- Responsive ---------- */
@media (min-width: 1321px) {
  .hero-b { min-height: 480px; }
  .hb-panel { grid-column: 4; padding: 48px 36px; }
}
@media (max-width: 1320px) {
  .hero-b { grid-template-columns: var(--edge) minmax(0, 1fr) minmax(0, 420px); }
  .hb-panel { grid-column: 1 / -1; padding: 28px var(--edge) 32px; }
  .hb-panel ul { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); column-gap: 24px; }
  .hb-panel a { gap: 14px; }
}
@media (max-width: 1100px) {
  .hb-panel ul { grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 32px; }
}
@media (max-width: 1240px) {
  .pd { grid-template-columns: 1fr; }
  .pd-personal, .pd-business { padding: 64px var(--edge); }
  .fw-grid { grid-template-columns: 280px minmax(0, 1fr); }
  .fw-week { grid-column: 1 / -1; }
  .fw-week ul { display: grid; grid-template-columns: repeat(3, 1fr); column-gap: 24px; }
}
@media (max-width: 1024px) {
  .rb-grid { grid-template-columns: 1fr; }
  .rb-offer { display: grid; grid-template-columns: 1fr 1fr; }
  .rb-offer-img { height: auto; }
  .ms-grid { grid-template-columns: 1fr; gap: 40px; }
  .cm-row { grid-template-columns: 1fr; gap: 24px; }
  .cm-links { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .gr-strip .wrap { flex-wrap: wrap; }
  .gr-strip .link-arrow { margin-left: 0; }
}
@media (max-width: 860px) {
  .hero-b { grid-template-columns: 1fr; }
  .hb-copy, .hb-img { grid-column: 1; }
  .hb-img { order: -1; height: 300px; }
  .hb-img::before { background: linear-gradient(0deg, var(--navy) 0%, rgba(0, 41, 72, 0) 45%); }
  .hb-copy { padding: 16px var(--edge) 48px; }
  .hero-b h1 br { display: none; }
  .hb-panel ul { grid-template-columns: 1fr 1fr; }
  .rb-row { grid-template-columns: minmax(0, 1fr) 20px; gap: 8px 16px; }
  .rb-rate { grid-row: 2; }
  .rb-row .chev { grid-row: 1 / span 2; grid-column: 2; }
  .pd-cols.three { grid-template-columns: 1fr 1fr; }
  .fw-grid { grid-template-columns: 1fr; }
  .fw-img { height: 300px; }
  .fw-week ul { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .hb-img { height: 240px; }
  .hb-ctas .btn { flex: 1 1 100%; }
  .hb-panel ul { grid-template-columns: 1fr; }
  .rb-offer { display: block; }
  .rb-offer-img { height: 180px; }
  .rb-offer h2 { font-size: 30px; }
  .rb-offer .btn { width: 100%; }
  .pd-cols.three, .pd-cols.two { grid-template-columns: 1fr; }
  .pd-head .link-arrow { white-space: normal; }
  .ms-video { aspect-ratio: 4 / 5; }
  .ms-video-copy { flex-direction: column; align-items: flex-start; left: 20px; right: 20px; bottom: 20px; }
  .cm-links { grid-template-columns: 1fr; }
  .cm-posts { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .cm-head .btn { width: 100%; }
  .rate-types > span { width: 100%; }
}

/* ------------------------------------------------------------------
   Revision 1 (Oct 13 2026): brand typography and section updates
   Headings: DM Serif Display 400. Supporting copy, labels, rates and
   controls: Source Sans 3. Playfair is no longer part of the brand.
   ------------------------------------------------------------------ */
:root { --script: var(--sans); }
.script { font: 400 18px/1.4 var(--sans); color: var(--ink-muted); }

/* main menu: larger primary links */
.menu-b .main-nav { margin-right: 8px; }
.menu-b .main-nav > ul { gap: clamp(24px, 2.4vw, 36px); }
.menu-b .nav-trigger, .menu-b .nav-link { font-size: clamp(16px, 1.38vw, 20px); font-weight: 600; }
.menu-b .nav-trigger .chev { width: 16px; height: 16px; }

/* hero quick-task panel label */
.hb-q { font: 600 20px/1.3 var(--sans); color: var(--white); }

/* What brings you in today? */
.wb { padding: 48px 0; background: var(--white); border-bottom: 1px solid var(--line); }
.wb-grid { display: grid; grid-template-columns: 300px minmax(0, 1fr); gap: 48px; align-items: center; }
.wb .display { font-size: clamp(30px, 2.8vw, 36px); }
.wb-head > p:not(.wb-call) { margin-top: 10px; font-size: 17px; line-height: 1.45; color: var(--ink-muted); }
.wb-call { margin-top: 18px; font-size: 15px; color: var(--ink-muted); }
.wb-call a { font-weight: 700; color: var(--navy); }
.wb-call a:hover { color: var(--cyan-ink); text-decoration: underline; }
.wb-opts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.wb-opt { display: flex; align-items: center; gap: 16px; padding: 14px 18px; border: 1.5px solid var(--line); border-radius: var(--radius); background: var(--white); transition: border-color .2s, background-color .2s, box-shadow .25s var(--ease); }
.wb-ico { display: grid; place-items: center; width: 44px; height: 44px; flex-shrink: 0; border-radius: 50%; background: var(--surface-alt); color: var(--navy); transition: background-color .2s, color .2s; }
.wb-opt strong { display: block; font-weight: 600; font-size: 17px; color: var(--navy); }
.wb-opt small { display: block; margin-top: 2px; font-weight: 600; font-size: 14px; color: var(--cyan-ink); }
.wb-opt .arrow { margin-left: auto; flex-shrink: 0; color: var(--navy); transition: transform .25s var(--ease); }
.wb-opt:hover { border-color: var(--navy); background: var(--surface-alt); box-shadow: 0 8px 18px -12px rgba(0, 41, 72, .5); }
.wb-opt:hover .wb-ico { background: var(--navy); color: var(--cyan); }
.wb-opt:hover .arrow { transform: translateX(4px); }

/* Today's rates: labels, rates, terms and controls in Source Sans 3 */
.rb-info strong { font-weight: 600; }
.rb-rate strong { font: 600 40px/1 var(--sans); letter-spacing: -.01em; }
.rb-offer-rate strong { font: 600 44px/1 var(--sans); letter-spacing: -.01em; }

/* Personal and Business: same light family, sentence-case column heads */
.pd-personal { background: var(--surface-alt); }
.pd-business { background: #e1eaf2; color: var(--ink); }
.pd-business .display { color: var(--navy); }
.pd-business .script { color: var(--ink-muted); }
.pd .script { font-size: 18px; }
.pd-col h3 { padding-bottom: 10px; font: 600 16px/1.3 var(--sans); letter-spacing: 0; text-transform: none; color: var(--navy); }
.pd-business .pd-col h3 { border-color: var(--navy); color: var(--navy); }
.pd-business .pd-col a { border-color: var(--line); color: var(--navy); }
.pd-business .pd-col a .i { color: var(--cyan-ink); }
.pd-business .pd-col a:hover { color: var(--cyan-ink); }
.pd-business .link-arrow, .pd-business .link-arrow:hover { color: var(--navy); }
.pd-business .link-arrow:hover { color: var(--cyan-ink); }
.pd-more { margin-top: 24px; }

/* Our mission: clean two-column layout */
.ms { padding: 64px 0; background: var(--white); color: var(--ink); border-bottom: 1px solid var(--line); }
.ms-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 560px); }
.ms .eyebrow { color: var(--cyan-ink); }
.ms h2.display { margin-top: 14px; }
.ms-quote { margin-top: 20px; font: 400 clamp(18px, 1.6vw, 20px)/1.45 var(--sans); color: var(--navy); }
.ms-body { margin-top: 16px; font-size: 16px; color: var(--ink-muted); }
.ms .btn { margin-top: 28px; }
.ms-img { overflow: hidden; border-radius: var(--radius); aspect-ratio: 560 / 380; }
.ms-img img { width: 100%; height: 100%; object-fit: cover; }

@media (max-width: 1024px) {
  .wb-grid { grid-template-columns: 1fr; gap: 28px; }
  .ms-grid { grid-template-columns: 1fr; gap: 40px; }
}
@media (max-width: 640px) {
  .wb-opts { grid-template-columns: 1fr; }
  .wb-opt { padding: 12px; gap: 12px; }
}

/* Financial wellness: live MoneyEdu feed in the This week card */
.fw-week { display: flex; flex-direction: column; }
.fw-feed { position: relative; margin-top: 12px; border-top: 1px solid var(--line); }
.fw-feed iframe { display: block; width: calc(100% + 15px); height: 360px; margin-left: -15px; border: 0; }
.fw-feed::after { content: ""; position: absolute; left: 0; right: 14px; bottom: 0; height: 36px; background: linear-gradient(rgba(255, 255, 255, 0), #fff); pointer-events: none; }